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For acquirers · PSPs · payment facilitators · acquiring banks
Say yes to more deferred delivery merchants. Confidently.
Insurer-backed protection and AI-powered risk monitoring, so you can onboard faster and without reserves.
Onboarding
Deferred delivery onboarding goes from 14+ days to same-day. AI-driven risk scoring across 30+ data sources replaces manual underwriting, with protection automatically applied. One customer grew their portfolio by 130% in 12 months.
See how Protect worksOnboarding decision time
portfolio growth in 12 months for one Envisso customer
Risk protection
Envisso helped a major global acquirer reduce chargeback exposure by 60% while tripling transaction volumes over 24 months. Full exposure coverage scales automatically with volumes, so your protection never falls behind your growth.
Client
reduction in chargeback exposure over 24 months
transaction volume growth over the same period, with coverage scaling automatically
Collateral
Protect is automatically applied at onboarding, replacing manual collateral negotiations entirely. Merchants pay 5x less versus posting collateral, making you a more competitive acquiring partner from day one.
Read the full case studyCost to merchant: collateral vs. Envisso Protect
lower cost to merchants
Envisso Protect versus posting traditional collateral
collateral required
Rolling reserves or collateral for merchants covered by Envisso Protect
Operational impact
reduction in resources required for onboarding and monitoring across a portfolio of 3,000 merchants
reduction in time spent responding to risk alerts after deploying the Envisso platform
Automation
AI-automated risk workflows run end-to-end in the background. No manual intervention at onboarding or during monitoring. A customer with 3,000 merchants reduced resource requirements by 4x and cut risk alert response time by 66%.
Learn how Monitor worksThe product suite
Tier-1 insurer-backed coverage that replaces rolling reserves. Onboard deferred delivery merchants with $0 collateral.
Insurance partners
Assess
Pre-onboarding risk assessment in 48 hours. 30+ data sources, no integration required.
Monitor
AI-powered credit modelling, sentiment analysis, website risk assessment, transaction monitoring, and more. Backed by merchant investigation and alert workflows.
Consult
Direct access to Envisso's risk experts. Scoped advisory, embedded risk function, or regulatory prep.
Who we serve
Mid-market PSPs processing $500M to $10B+ annually who onboard at scale and carry direct settlement risk across high-exposure merchant verticals.
Software platforms with embedded payments inheriting sub-merchant risk, often without a dedicated risk team to manage growing exposure.
Independent sales organisations liable to their sponsoring bank for merchant portfolio quality, looking to expand into higher-risk segments safely.
Banks with acquiring divisions facing Basel capital pressure on merchant credit exposure and rising regulatory scrutiny on merchant due diligence practices.
Large processors managing high-risk merchant verticals across multiple geographies, with fragmented risk data and exposure to scheme-level chargeback programmes.
Not sure if Envisso fits your business?
Book a callIndustries we cover
Long booking windows, high settlement gaps
Advance payments, cancellation risk
Recurring billing, velocity spikes
Months-ahead sales, concentrated risk
and other industries with delayed delivery risk...
Get started
Book a 30-minute discovery call. We'll assess your current portfolio exposure and show you exactly what Envisso can cover.
Request Demo →No commitment. 30 minutes.