Solutions

Everything you need to grow your merchant book.

AI-driven risk intelligence across the full lifecycle: from initial assessment to continuous monitoring, automated protection, and expert advisory.

01

Protect

Insurance & collateral management

02

Monitor

Direct & PayFac monitoring

03

Assess

One-time portfolio review

04

Consult

Bespoke expert advisory

01 · Protect

Insurer-backed credit protection.

Tier-1 insurer-backed coverage that replaces rolling reserves entirely. Onboard deferred delivery merchants with $0 collateral. Dynamic Collateral Management (DCM) also available for reserve-based models.

$0 collateral for merchants at onboarding
Full exposure covered, not capped at 10% like a static reserve
Coverage scales automatically with transaction volume
DCM available for reserve-based models

Protect in practice

$0 collateral required for $600M+ of covered merchant exposure
5x lower cost to merchants versus posting traditional rolling reserves
60% reduction in chargeback exposure for a major global acquirer over 24 months
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02 · Monitor

Continuous merchant risk monitoring.

AI-powered credit, compliance and fraud signals across your live merchant portfolio. Backed by merchant investigation and alert workflows.

Credit modelling and sentiment analysis
Website risk assessment and adverse media
Transaction monitoring with deterioration alerts
PayFac Monitor: sub-merchant visibility for indirect acquirers
03 · Assess

One-time portfolio assessment.

Understand the credit risk profile of an existing portfolio or target market before you commit. 30+ data sources, scored and segmented, delivered within 48 hours.

Portfolio health checks and board reviews
Sales team targeting: focus on credit-sound prospects
Evidence base for entering a new merchant vertical
Acquisition due diligence on an unknown portfolio
Request an assessment
Envisso Assess | New Merchant
201923456H
Horizon Travel Pte Ltd
Great Britain
CRN
horizontravel.sg book.horizontravel.sg
04 · Consult

Bespoke risk advisory.

Direct access to Envisso's risk experts for challenges that don't fit a product. From scoped one-off engagements to an embedded risk management function.

Vertical expansion assessments
Risk framework reviews for board or audit
Embedded risk function within your team
PayFac and ISO portfolio oversight
Discuss your challenge

How engagements work

01

Scoped advisory

A focused engagement with a clear deliverable: risk framework review, vertical entry assessment, or reserve methodology audit.

02

Embedded risk function

Envisso operates as your outsourced risk team, handling monitoring, alerting, and risk decisioning on an ongoing retainer.

03

Board and regulatory prep

Risk reporting, credit appetite documentation, and audit responses for board-level and regulatory review.

Get started

Not sure which solution fits?

Book a 30-minute call. We'll listen to your situation and tell you exactly where Envisso can help, and where it can't.

Request Demo →

No commitment. 30 minutes.