Assess

Know your merchants before you onboard them.

30+ data sources. Results in 48 hours.

A complete risk picture of any merchant or portfolio before you commit.

What we assess

Every signal that matters, before you say yes.

Credit Risk Scoring

Probability of default, financial health indicators, credit agency data. Scored and benchmarked against industry standards.

Website Scan

AI analysis of merchant websites: product listings, terms and conditions, refund policies, delivery timelines, and compliance indicators.

Review & Reputation

Google Maps, Trustpilot, and other review platforms analysed for sentiment patterns, complaint trends, and reputation signals.

Business Profile

Company registry data, directors, UBO structures, firmographic signals. Is this merchant who they say they are?

Adverse Media & News

Financial distress indicators, lawsuits, executive departures, and credit-relevant news that signals risk before it appears in transactions.

Quick Underwriting

Pre-onboarding risk decisioning across your pipeline. Scored, segmented, and ready for your underwriting team in 48 hours.

How it works

From merchant list to risk report in 48 hours.

No integration required. No ongoing subscription. Upload your merchants and get a board-ready assessment.

01

Share your merchant list

Upload a portfolio, pipeline, or individual merchants. CSV, API, or manual entry.

02

AI scores every merchant

30+ data sources scanned. Credit, website, reviews, compliance, and business profile all scored automatically.

03

Get your risk report

Structured output showing risk distribution, concentration hotspots, and recommended actions. Board-ready in 48 hours.

Envisso Assess | Portfolio Report
Merchants Assessed 247
182
Low Risk
48
Medium
17
High Risk
Avg Credit Score 72 / 100
Website Risk Flags 23
Compliance Alerts 4

When to use Assess

Your gateway to the Envisso platform.

Pre-onboarding pipeline

Score your merchant pipeline before onboarding. Identify which merchants to fast-track, which need deeper review, and which to decline.

Existing portfolio review

Run a health check on your current merchants. Surface deterioration you haven't spotted and quantify your real credit exposure.

New vertical evaluation

Thinking about travel, OTAs, or events? Assess a sample of merchants in the vertical to understand the risk profile before committing.

Acquisition due diligence

Evaluating a portfolio acquisition? Get an independent risk view before you buy. No relationship with the target needed.

Get started

Get a portfolio assessment in 48 hours.

Share your merchant list. We'll score every merchant across 30+ data sources and deliver a structured risk report. No integration, no commitment.

Request Assessment →

No integration required.